Rates & Yield Curve

Live Treasury yields, term spreads, and interest rate data. Track the yield curve, Fed Funds rate, and real rates that drive borrowing costs across the economy.

Interest rates set the price of money and ripple through every asset class. An inverted yield curve has preceded every U.S. recession since the 1960s, making this the single most-watched corner of fixed income. Monitoring rate differentials, real yields, and forward expectations helps traders anticipate risk-on or risk-off regime shifts.

1Y Treasury Yield

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Yield on 1-year US Treasury constant maturity securities.

2Y Treasury Yield

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Yield on 2-year US Treasury — key Fed expectations proxy.

5Y Treasury Yield

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Yield on 5-year US Treasury constant maturity securities.

10Y Treasury Yield

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Yield on 10-year US Treasury — the global risk-free benchmark.

30Y Treasury Yield

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Yield on 30-year US Treasury — long bond benchmark.

10Y-2Y Yield Spread

daily
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Spread between 10-year and 2-year Treasury yields — classic recession signal when inverted.

10Y-3M Yield Spread

daily
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Spread between 10-year Treasury and 3-month T-bill — Fed's preferred recession indicator.

5Y Real Yield (TIPS)

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5-year Treasury Inflation-Protected Securities yield — real cost of capital.

10Y Real Yield (TIPS)

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10-year TIPS yield — key driver for gold, crypto, and long-duration assets.

10Y Term Premium (ACM)

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Adrian-Crump-Moench 10Y term premium — compensation for duration risk.

SOFR

daily
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Secured Overnight Financing Rate — replacement for LIBOR, reflects overnight repo rates.

Effective Fed Funds Rate

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Effective federal funds rate — the actual rate banks charge each other overnight.

Fed Funds Target (Upper)

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Upper bound of the FOMC target range for the federal funds rate.

Federal Funds Rate

monthly
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Monthly average federal funds rate — the primary tool of US monetary policy.

Bank Prime Loan Rate

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Prime rate charged by commercial banks — benchmark for consumer and business loans.

5Y Breakeven Inflation

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5-year breakeven inflation rate — market-implied inflation expectations.

5Y5Y Forward Inflation

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5-year, 5-year forward inflation expectation rate — the Fed's preferred anchoring metric.

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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated at varying frequencies. This page is for informational purposes only and does not constitute financial advice.