Credit & Financial Stressquarterly
Credit Card Delinquency Rate
Delinquency rate on credit card loans — consumer stress indicator.
2.94%
1W +0.00%1M +0.00%3M +0.00%
Updated 1m agoNo data available
Recent Data
| Date | Value | Change |
|---|---|---|
| Oct 1, 2025 | 2.94% | -1.34% |
| Jul 1, 2025 | 2.98% | -1.97% |
| Apr 1, 2025 | 3.04% | -0.65% |
| Jan 1, 2025 | 3.06% | -0.65% |
| Oct 1, 2024 | 3.08% | -3.75% |
| Jul 1, 2024 | 3.20% | -0.62% |
| Apr 1, 2024 | 3.22% | +1.58% |
| Jan 1, 2024 | 3.17% | +2.26% |
| Oct 1, 2023 | 3.10% | +5.44% |
| Jul 1, 2023 | 2.94% | — |
Related in Credit & Financial Stress
HY Credit Spread (OAS)
ICE BofA High Yield Option-Adjusted Spread — the market's price of default risk.
IG Credit Spread (OAS)
ICE BofA Investment Grade OAS — credit stress in high-quality corporate bonds.
HY Effective Yield
HY corporate bond effective yield — total return required by junk bond investors.
IG Effective Yield
IG corporate bond effective yield — cost of investment-grade corporate borrowing.
Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated quarterly. This page is for informational purposes only and does not constitute financial advice.