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Euro Area Credit-to-GDP Gap

BIS credit-to-GDP gap for the Euro Area (XM); aggregate measure across 20 member states, still negative into 2025 reflecting post-GFC credit repair.

ByConvex Research Desk·Edited byBen Bleier·

The Euro Area Credit-to-GDP Gap is currently -19, last updated .

-19
1W +2.06%1M +2.06%3M +2.06%
Updated 13d ago
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Recent Data

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DateValueChange
Sep 30, 2025-19+2.06%
Jun 30, 2025-19.4-0.52%
Mar 31, 2025-19.3+1.53%
Dec 31, 2024-19.6+2.49%
Sep 30, 2024-20.1+0.00%
Jun 30, 2024-20.1+2.43%
Mar 31, 2024-20.6-4.04%
Dec 31, 2023-19.8-3.13%
Sep 30, 2023-19.2-6.08%
Jun 30, 2023-18.1-9.04%
Mar 31, 2023-16.6-19.42%
Dec 31, 2022-13.9-24.11%
Sep 30, 2022-11.2-4.67%
Jun 30, 2022-10.7-17.58%
Mar 31, 2022-9.1-24.66%
Dec 31, 2021-7.3-43.14%
Sep 30, 2021-5.1-88.89%
Jun 30, 2021-2.7-208.00%
Mar 31, 20212.5+56.25%
Dec 31, 20201.6+1700.00%
Sep 30, 2020-0.1+95.83%
Jun 30, 2020-2.4+77.36%
Mar 31, 2020-10.6+19.70%
Dec 31, 2019-13.2

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Frequently Asked Questions

What is Euro Area Credit-to-GDP Gap?
BIS credit-to-GDP gap for the Euro Area (XM); aggregate measure across 20 member states, still negative into 2025 reflecting post-GFC credit repair.
How often is Euro Area Credit-to-GDP Gap updated?
Euro Area Credit-to-GDP Gap is updated once per quarter when the releasing agency publishes new data. Each metric page on Convex shows the exact time of the last data update and provides historical data going back up to five years.
Where does Convex source Euro Area Credit-to-GDP Gap data?
Convex sources Euro Area Credit-to-GDP Gap data from official government and market data providers. Data is fetched automatically and displayed alongside interactive charts, AI analysis, and historical context.
What can I do on the Euro Area Credit-to-GDP Gap chart page?
The Euro Area Credit-to-GDP Gap page includes an interactive chart with selectable time ranges (1 month to 5 years), percentage changes over multiple timeframes, a table of recent readings, AI-generated analysis, and links to related metrics and comparisons.
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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated quarterly. This page is for informational purposes only and does not constitute financial advice.