Economic Activitymonthly
Revolving Consumer Credit
Outstanding revolving credit (mainly credit cards).
The Revolving Consumer Credit is currently $1328B, last updated .
$1328B
1W +0.05%1M +0.05%3M +0.05%
Updated 13m agoEconomic activity indicators reveal whether the economy is expanding or contracting in real time. ISM PMI readings above 50 signal expansion, while GDP growth tells the definitive story each quarter. Leading indicators like the Conference Board LEI can flag downturns months in advance, giving traders a head start on positioning.
Updated just now
Recent Data
| Date | Value | Change |
|---|---|---|
| Feb 1, 2026 | $1328B | +0.05% |
| Jan 1, 2026 | $1327B | +0.19% |
| Dec 1, 2025 | $1324B | +0.62% |
| Nov 1, 2025 | $1316B | -0.07% |
| Oct 1, 2025 | $1317B | +0.50% |
| Sep 1, 2025 | $1311B | +0.34% |
| Aug 1, 2025 | $1306B | -0.37% |
| Jul 1, 2025 | $1311B | +0.81% |
| Jun 1, 2025 | $1300B | +0.01% |
| May 1, 2025 | $1300B | — |
Related in Economic Activity
Nominal GDP
US gross domestic product in current dollars.
Real GDP
Inflation-adjusted GDP, the definitive measure of economic output.
Industrial Production
Industrial production index, measures factory, mining, and utility output.
Capacity Utilization
Industrial capacity utilization rate, high readings signal inflationary bottlenecks.
Explore Further
Forecast 2026
Revolving Consumer Credit Outlook
Scenario-weighted forecast using regime implied approach.
Comparison
Personal Savings Rate vs Revolving Credit
A falling savings rate combined with rising revolving credit signals that consumers are drawing down savings and borrowi...
Comparison
Credit Card Standards vs Revolving Credit
When banks tighten credit card lending standards (DRTSCLCC) while revolving credit (REVOLSL) keeps growing, consumers ar...
Comparison
Revolving Credit vs Consumer Sentiment
Rising revolving credit during low consumer sentiment signals forced borrowing, a classic late-cycle signal. Stable sent...
Comparison
Non-Revolving Credit vs Revolving Credit
Non-revolving credit is dominated by auto loans and student debt (now largely frozen under federal payment pauses). Revo...
Comparison
Total Auto Sales vs Revolving Credit
Auto sales and credit card debt both reflect consumer spending capacity. When auto sales rise with stable revolving cred...
Comparison
Credit Card Delinquency vs Revolving Credit
When revolving credit grows while delinquency stays low, credit card borrowing is healthy and controllable. When delinqu...
Comparison
Bank Credit Card Balances vs Total Revolving Credit
Bank credit card balances are a subset of total revolving credit. When bank balances grow faster than total, banks are c...
Comparison
Revolving Credit vs Consumer Discretionary (XLY)
Rising revolving credit with rising XLY signals healthy consumer borrowing supporting discretionary spending. Rising rev...
Comparison
Total Consumer Credit vs Revolving Credit
Total consumer credit is revolving (cards) plus non-revolving (auto, student loans). When revolving rises faster than to...
Scenario
What Happens When Credit Card Delinquency Exceeds 5%?
Credit card delinquency above 5% signals acute consumer stress. What happens to retailers, banks, and the consumer econo...
Scenario
What Happens When Retail Sales Contract?
What happens when retail sales contract for 3+ consecutive months? Consumer weakness signal, recession confirmation, and...
Category
All Economic Activity Data
GDP, ISM PMI, retail sales, industrial production, and leading indicators. Gauge the real economy with the broadest set ...
Frequently Asked Questions
▶What is Revolving Consumer Credit?
Outstanding revolving credit (mainly credit cards).
▶How does Revolving Consumer Credit relate to economic activity?
Revolving Consumer Credit is part of the Economic Activity category. Economic activity indicators reveal whether the economy is expanding or contracting in real time. ISM PMI readings above 50 signal expansion, while GDP growth tells the definitive story each quarter. Leading indicators like the Conference Board LEI can flag downturns months in advance, giving traders a head start on positioning.
▶How often is Revolving Consumer Credit updated?
Revolving Consumer Credit is updated once per month when the releasing agency publishes new data. Each metric page on Convex shows the exact time of the last data update and provides historical data going back up to five years.
▶Where does Convex source Revolving Consumer Credit data?
Convex sources Revolving Consumer Credit data from the Federal Reserve Economic Data (FRED) API, maintained by the Federal Reserve Bank of St. Louis. Data is fetched automatically and displayed alongside interactive charts, AI analysis, and historical context.
▶What can I do on the Revolving Consumer Credit chart page?
The Revolving Consumer Credit page includes an interactive chart with selectable time ranges (1 month to 5 years), percentage changes over multiple timeframes, a table of recent readings, AI-generated analysis, and links to related metrics and comparisons.
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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated monthly. This page is for informational purposes only and does not constitute financial advice.