Historical Year Data · 2006

Consumer Loan Delinquency Rate in 2006

Consumer Loan Delinquency Rate opened 2006 at 2.78% and closed at 2.94%, a +5.76% move for the year. The high of 2.96% was reached on July 1, and the low of 2.78% on January 1.

Open

2.78%

2006-01

2.94%

4 data points

High

2.96%

Jul 1

Low

2.78%

Jan 1

Full Year Change

+5.76%

2005 Change

-7.56%

Monthly Breakdown

Month	Open	Close	High	Low	Change
Jan	2.78%	2.78%	2.78%	2.78%	+0.00%
Apr	2.92%	2.92%	2.92%	2.92%	+0.00%
Jul	2.96%	2.96%	2.96%	2.96%	+0.00%
Oct	2.94%	2.94%	2.94%	2.94%	+0.00%

Events During 2006

2006 US Housing Market Peak

Goldilocks

June 2006 – February 2007

US home prices peaked in summer 2006 after a 106% rally from 2000. Subprime mortgage underwriting collapsed in late 2006, setting up the 2008 crisis. The peak is the canonical example of a market top visible only in retrospect.

Previous Year

← Consumer Loan Delinquency Rate in 2005

Next Year

Consumer Loan Delinquency Rate in 2007→

Related Metrics

Household Financial Obligations Ratio

2006

Household Debt Service Ratio

2006

Single-Family Mortgage Delinquency Rate

2006

Get historical context as markets unfold, regime classification, scenario triggers, and analysis in your inbox.

← Back to Consumer Loan Delinquency Rate All years Market events →