Consumer Creditquarterly
Consumer Loan Delinquency Rate
Share of consumer loans at all commercial banks that are 30+ days past due, a broad household-credit-quality gauge.
The Consumer Loan Delinquency Rate is currently 2.62%, last updated .
2.62%
1W -3.32%1M -3.32%3M -3.32%
Updated 4h agoNo data available
Recent Data
Download CSV| Date | Value | Change |
|---|---|---|
| Oct 1, 2025 | 2.62% | -3.32% |
| Jul 1, 2025 | 2.71% | -1.81% |
| Apr 1, 2025 | 2.76% | -0.36% |
| Jan 1, 2025 | 2.77% | +0.36% |
| Oct 1, 2024 | 2.76% | +1.10% |
| Jul 1, 2024 | 2.73% | +0.37% |
| Apr 1, 2024 | 2.72% | +1.49% |
| Jan 1, 2024 | 2.68% | +2.68% |
| Oct 1, 2023 | 2.61% | +3.57% |
| Jul 1, 2023 | 2.52% | +6.33% |
| Apr 1, 2023 | 2.37% | +6.28% |
| Jan 1, 2023 | 2.23% | +7.73% |
| Oct 1, 2022 | 2.07% | +7.81% |
| Jul 1, 2022 | 1.92% | +6.08% |
| Apr 1, 2022 | 1.81% | +9.70% |
| Jan 1, 2022 | 1.65% | +7.14% |
| Oct 1, 2021 | 1.54% | +1.32% |
| Jul 1, 2021 | 1.52% | -0.65% |
| Apr 1, 2021 | 1.53% | -9.47% |
| Jan 1, 2021 | 1.69% | -11.98% |
| Oct 1, 2020 | 1.92% | +5.49% |
| Jul 1, 2020 | 1.82% | -9.45% |
| Apr 1, 2020 | 2.01% | -18.95% |
| Jan 1, 2020 | 2.48% | — |
Related in Consumer Credit
Household Financial Obligations Ratio
Household financial obligations (debt service plus auto lease, rent, homeowner insurance, property tax) as a share of disposable personal income.
Household Debt Service Ratio
Household debt service payments as a share of disposable personal income; rises before consumer-led recessions.
Single-Family Mortgage Delinquency Rate
Share of 1-to-4 family residential mortgages held by commercial banks that are 30+ days past due.
Explore Further
Frequently Asked Questions
▶What is Consumer Loan Delinquency Rate?
Share of consumer loans at all commercial banks that are 30+ days past due, a broad household-credit-quality gauge.
▶How often is Consumer Loan Delinquency Rate updated?
Consumer Loan Delinquency Rate is updated once per quarter when the releasing agency publishes new data. Each metric page on Convex shows the exact time of the last data update and provides historical data going back up to five years.
▶Where does Convex source Consumer Loan Delinquency Rate data?
Convex sources Consumer Loan Delinquency Rate data from the Federal Reserve Economic Data (FRED) API, maintained by the Federal Reserve Bank of St. Louis. Data is fetched automatically and displayed alongside interactive charts, AI analysis, and historical context.
▶What can I do on the Consumer Loan Delinquency Rate chart page?
The Consumer Loan Delinquency Rate page includes an interactive chart with selectable time ranges (1 month to 5 years), percentage changes over multiple timeframes, a table of recent readings, AI-generated analysis, and links to related metrics and comparisons.
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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated quarterly. This page is for informational purposes only and does not constitute financial advice.