CONVEX
Historical Year Data · 2026

30Y Mortgage Rate in 2026

30Y Mortgage Rate opened 2026 at 6.16% and closed at 6.30%, a +2.27% move for the year. The high of 6.46% was reached on April 2, and the low of 5.98% on February 26.

Open
6.16%
2026-01
Close
6.30%
17 data points
High
6.46%
Apr 2
Low
5.98%
Feb 26
Full Year Change
+2.27%
2025 Change
-11.00%

Monthly Breakdown

MonthOpenCloseHighLowChange
Jan6.16%6.10%6.16%6.06%-0.97%
Feb6.11%5.98%6.11%5.98%-2.13%
Mar6.00%6.38%6.38%6.00%+6.33%
Apr6.46%6.30%6.46%6.23%-2.48%

Related Metrics

Get historical context as markets unfold, regime classification, scenario triggers, and analysis in your inbox.