Historical Year Data · 1991

30Y Mortgage Rate in 1991

30Y Mortgage Rate opened 1991 at 9.56% and closed at 8.35%, a -12.66% move for the year. The high of 9.75% was reached on January 18, and the low of 8.35% on December 27.

Open

9.56%

1991-01

8.35%

52 data points

High

9.75%

Jan 18

Low

8.35%

Dec 27

Full Year Change

-12.66%

1990 Change

-1.53%

Monthly Breakdown

Month	Open	Close	High	Low	Change
Jan	9.56%	9.61%	9.75%	9.56%	+0.52%
Feb	9.56%	9.29%	9.56%	9.25%	-2.82%
Mar	9.40%	9.52%	9.59%	9.40%	+1.28%
Apr	9.49%	9.53%	9.53%	9.47%	+0.42%
May	9.47%	9.45%	9.50%	9.45%	-0.21%
Jun	9.48%	9.67%	9.67%	9.48%	+2.00%
Jul	9.62%	9.50%	9.64%	9.50%	-1.25%
Aug	9.44%	9.15%	9.44%	9.15%	-3.07%
Sep	9.14%	8.92%	9.14%	8.92%	-2.41%
Oct	8.87%	8.91%	8.91%	8.82%	+0.45%
Nov	8.78%	8.70%	8.78%	8.63%	-0.91%
Dec	8.62%	8.35%	8.62%	8.35%	-3.13%

Events During 1991

1990 Japanese Bubble Collapse

Deflation

January 1990 – 2003

The Nikkei 225 peaked at 38,957 on December 29, 1989, then fell 82% over 13 years. Japan entered its "lost decades" of deflation, zero rates, and structural stagnation that still shapes global markets today.

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