Consumer Creditquarterly
Single-Family Mortgage Delinquency Rate
Share of 1-to-4 family residential mortgages held by commercial banks that are 30+ days past due.
The Single-Family Mortgage Delinquency Rate is currently 1.78%, last updated .
1.78%
1W +0.00%1M +0.00%3M +0.00%
Updated 4h agoNo data available
Recent Data
Download CSV| Date | Value | Change |
|---|---|---|
| Oct 1, 2025 | 1.78% | +0.00% |
| Jul 1, 2025 | 1.78% | -0.56% |
| Apr 1, 2025 | 1.79% | +0.56% |
| Jan 1, 2025 | 1.78% | +0.56% |
| Oct 1, 2024 | 1.77% | +1.72% |
| Jul 1, 2024 | 1.74% | +0.58% |
| Apr 1, 2024 | 1.73% | +1.17% |
| Jan 1, 2024 | 1.71% | +0.59% |
| Oct 1, 2023 | 1.70% | -1.16% |
| Jul 1, 2023 | 1.72% | +0.00% |
| Apr 1, 2023 | 1.72% | -1.15% |
| Jan 1, 2023 | 1.74% | -2.79% |
| Oct 1, 2022 | 1.79% | -2.72% |
| Jul 1, 2022 | 1.84% | -6.12% |
| Apr 1, 2022 | 1.96% | -6.22% |
| Jan 1, 2022 | 2.09% | -8.73% |
| Oct 1, 2021 | 2.29% | -0.43% |
| Jul 1, 2021 | 2.30% | -7.26% |
| Apr 1, 2021 | 2.48% | -7.46% |
| Jan 1, 2021 | 2.68% | -2.55% |
| Oct 1, 2020 | 2.75% | -2.83% |
| Jul 1, 2020 | 2.83% | +11.42% |
| Apr 1, 2020 | 2.54% | +8.09% |
| Jan 1, 2020 | 2.35% | — |
Related in Consumer Credit
Household Financial Obligations Ratio
Household financial obligations (debt service plus auto lease, rent, homeowner insurance, property tax) as a share of disposable personal income.
Household Debt Service Ratio
Household debt service payments as a share of disposable personal income; rises before consumer-led recessions.
Consumer Loan Delinquency Rate
Share of consumer loans at all commercial banks that are 30+ days past due, a broad household-credit-quality gauge.
Explore Further
Frequently Asked Questions
▶What is Single-Family Mortgage Delinquency Rate?
Share of 1-to-4 family residential mortgages held by commercial banks that are 30+ days past due.
▶How often is Single-Family Mortgage Delinquency Rate updated?
Single-Family Mortgage Delinquency Rate is updated once per quarter when the releasing agency publishes new data. Each metric page on Convex shows the exact time of the last data update and provides historical data going back up to five years.
▶Where does Convex source Single-Family Mortgage Delinquency Rate data?
Convex sources Single-Family Mortgage Delinquency Rate data from the Federal Reserve Economic Data (FRED) API, maintained by the Federal Reserve Bank of St. Louis. Data is fetched automatically and displayed alongside interactive charts, AI analysis, and historical context.
▶What can I do on the Single-Family Mortgage Delinquency Rate chart page?
The Single-Family Mortgage Delinquency Rate page includes an interactive chart with selectable time ranges (1 month to 5 years), percentage changes over multiple timeframes, a table of recent readings, AI-generated analysis, and links to related metrics and comparisons.
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Data sourced from FRED, CoinGecko, CBOE, CFTC, and EIA. Updated quarterly. This page is for informational purposes only and does not constitute financial advice.