CONVEX
Last updated
▍ STATISTICAL PROJECTION · YEAR-END 2026
Central Estimate
4.58%
+9.0% vs current 4.20%
68% Range (±1σ)
3.07% to 6.08%
95% Range (±1.96σ)
1.63% to 7.53%
Blended from 4 regime anchors· sample-weighted
VIX · Normal (15-25)
+11.0%n=3,027 · w=43%
10Y-2Y Yield Curve · Flat (0-100bps)
+13.5%n=2,116 · w=30%
HY OAS Spread · Tight (<350bps)
+45.3%n=908 · w=13%
Trade-Weighted Dollar · Weak (bottom tercile)
-8.7%n=982 · w=14%
METHOD: CENTRAL = SAMPLE-WEIGHTED MEAN OF PER-ANCHOR CURRENT-REGIME 1Y AVERAGES, SCALED TO 169-DAY HORIZON. BAND = ±σ√T USING 43.7% ANNUALIZED REALIZED VOL.
EXPECTED TO BE 4.58% BY 2026-12-31 (HIGHER FROM 4.20% ON 2026-04-30). NOT INVESTMENT ADVICE.
▍ MODEL · STATISTICAL FORECAST · 2026

7Y Treasury Yield Forecast 2026

Quantitative analysis from 6,251 observations of 7Y Treasury Yield history, joined to four universal macro regime classifications. Numbers are computed, not narrated.

ByConvex Research Desk·Edited byBen Bleier·
DGS7 · LAST
4.20%
AS OF 2026-04-30
Percentile · 25Y History
80.9th
▍ HEADLINE SIGNAL · CONTRARIAN BULLISH
Hist. Avg +252d
+45.3%
vs -0.8% unconditional · +46.1%pp above
When HY OAS Spread sits in its Tight (<350bps) regime — as it does today (2.83) — 7Y Treasury Yield has historically returned an average of +45.26% over the next 252 trading days, 46.1pp above the all-history average of -0.84%. Sample: 908 observations, 50.1% hit rate.
METHOD: PERCENTILE-RANK MATCHED, LOOK-AHEAD-BIAS-FREE·NOT A FORECAST·HISTORICAL CONDITIONAL AVERAGE

Regime Scan[01/04]

VIX
Normal (15-25)
+11.0%+1Y AVG
Δ +11.9%pp · n=3,027
10Y-2Y Yield Curve
Flat (0-100bps)
+13.5%+1Y AVG
Δ +14.3%pp · n=2,116
HY OAS Spread
Tight (<350bps)
+45.3%+1Y AVG
Δ +46.1%pp · n=908
Trade-Weighted Dollar
Weak (bottom tercile)
-8.7%+1Y AVG
Δ -7.9%pp · n=982

Δ = divergence from -0.8% unconditional all-history average

Performance by Window[02]

WINDOWNANN RETANN VOLRET/VOLHIT %TOTAL
1Y2516.88%18.08%0.3848.0%6.87%
3Y7505.08%23.46%0.2247.8%16.02%
5Y1,25026.05%35.29%0.7449.3%218.18%
10Y2,5009.87%49.04%0.2046.8%156.10%
All6,251-0.84%43.73%-0.0245.6%-18.92%

Annualized total return = (1 + total)^(1/years) - 1. Ret/Vol is the annualized return divided by annualized volatility (Sharpe-equivalent without risk-free subtraction). Hit % = pct of single periods that were positive.

Where We Are Now[03]

Percentile Rank
80.9th
0.36median 2.935.40
Current value 4.2000 on a 6,251-observation history going back to Aug 4, 2020.
Volatility Regime
low
19.74%REALIZED 30D ANN
Sits at the 17.4th percentile vs full history. Median 33.06%.

Forward Returns by Macro Regime[04]

How 7Y Treasury Yield has performed historically conditional on the prevailing macro regime. The current bucket is highlighted; +1Y averages drive the headline signal above.

VIX
Volatility regime: Low (<15), Normal (15-25), Elevated (25-40), Extreme (>40)
CURRENT: 16.89 Normal (15-25)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Low (<15)2,0820.95%2.48%1.46%0.00%49.9%
Normal (15-25)3,0270.87%1.74%11.04%-6.47%41.5%
Elevated (25-40)9401.75%7.51%17.99%-0.29%49.6%
Extreme (>40)191-4.00%9.46%38.57%31.76%72.3%
10Y-2Y Yield Curve
Yield curve regime: Inverted (<0bps), Flat (0-100bps), Steep (>100bps)
CURRENT: 0.51 Flat (0-100bps)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Inverted (<0bps)7821.46%3.03%0.94%-0.95%46.7%
Flat (0-100bps)2,1161.43%6.71%13.51%3.60%52.4%
Steep (>100bps)3,3530.39%0.93%9.61%-4.42%43.4%
HY OAS Spread
Credit regime: Tight (<350bps), Normal (350-500bps), Stressed (>500bps)
CURRENT: 2.83 Tight (<350bps)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Tight (<350bps)9082.07%9.09%45.26%0.24%50.1%
Normal (350-500bps)1,3692.95%5.02%4.91%6.19%54.6%
Stressed (>500bps)5520.29%11.43%50.43%35.53%82.2%
Trade-Weighted Dollar
Dollar regime: bottom/middle/top tercile of trailing 5Y rolling distribution
CURRENT: 118.73 Weak (bottom tercile)
REGIME BUCKETN+30D+90D+1Y AVG+1Y MEDHIT %
Weak (bottom tercile)9820.91%-3.15%-8.70%-25.17%13.4%
Neutral (middle)1,2302.41%12.50%41.10%8.66%57.0%
Strong (top tercile)2,5960.47%2.48%8.50%1.02%51.1%

Forward returns are forward-looking from each historical observation in the bucket; +252d corresponds to one trading year. Buckets with fewer than 5 forward-return observations are reported as n/a. These are conditional historical averages, not forecasts.

Lead-Lag Relationships[05]

For each universally-recognised leading indicator, the lag at which the daily-return correlation peaks. Positive lag means the anchor leads 7Y Treasury Yield; negative means it lags.

ANCHORROLEPEAK LAGPEAK CORRZERO-LAGRELATIONSHIP
10Y Treasury YieldDiscount-rate driver0d0.9640.964coincident
HY OAS SpreadCredit risk leader0d-0.412-0.412coincident
Baa-10Y SpreadCredit risk (slow)0d-0.352-0.352coincident
VIXVolatility leader0d-0.240-0.240coincident
Initial Jobless ClaimsLabor leader-4d0.236-0.156coincident
CopperGlobal growth proxy0d0.1450.145weak
10Y-2Y Yield SpreadRecession leader0d0.0680.068weak
Trade-Weighted DollarFX driver+1d0.047-0.029weak
NFCIFinancial conditions+14d-0.029-0.017weak
U-Mich Consumer SentimentSurvey leader0d0.0000.000weak

Pearson correlation of daily returns over up to 25 years of overlapping history, searched across a ±60-day lag grid. Indicators classified as “weak” don't have meaningful predictive power at daily resolution; many of these (yield curve, NFCI, sentiment) lead at monthly/quarterly horizons instead.

Historical Analogs[06]

Periods where 7Y Treasury Yield sat at a similar percentile rank to today, with what happened over the next 30 / 90 / 252 trading days. Analogs are clustered to avoid double-counting nearby dates.

DATEVALUE+30D+90D+1Y
Apr 28, 20254.01006.48%-5.24%4.74%
Dec 17, 20244.33003.23%-8.55%-9.24%
Jul 31, 20244.0000-10.75%3.75%-0.75%
Apr 4, 20244.31001.86%-13.23%-6.03%
Jan 5, 20244.04005.94%7.67%13.12%

Worst Historical Drawdown[07]

-93.33%PEAK-TO-TROUGH
Peak May 29, 2001 → trough Aug 4, 2020. Has not yet recovered to prior peak.
All-time high: 5.4000 on May 29, 2001 · Current DD from ATH: -22.22%

Cross-Asset Correlations · 1Y[08]

S&P 500
-0.073
n=244
Nasdaq 100
-0.006
n=244
20Y Treasury
-0.862
n=244
Gold
-0.135
n=244
Bitcoin
0.040
n=246

Largest Single-Period Moves[09]

▲ Up
  • Mar 17, 202035.82%
  • Mar 10, 202030.36%
  • Feb 25, 202120.59%
  • Mar 24, 202019.05%
  • Mar 18, 202018.68%
▼ Down
  • Mar 16, 2020-24.72%
  • Mar 23, 2020-23.17%
  • Mar 18, 2009-20.08%
  • Apr 15, 2020-19.67%
  • Mar 9, 2020-18.84%

Calendar-Month Seasonality[10]

Average single-period return aggregated by the calendar month in which the period ended.

MONTHAVG RETURNHIT %N
January-0.05%44.7%508
February0.11%48.2%479
March0.07%48.3%545
April0.08%47.1%526
May-0.04%42.4%528
June0.06%45.7%529
July-0.13%42.7%529
August-0.09%44.8%554
September0.05%45.9%508
October0.23%46.3%529
November-0.01%42.6%488
December0.13%48.0%527

N = 6,251 OBS · GENERATED 2026-05-03 04:31Z

Forecast Approach

scenario weighted: We aggregate probability-weighted outcomes across active tracked scenarios, each with historical base rates and current heat scores. The projection above is the sample-weighted central estimate across current macro regime anchors; the scenario list below adds qualitative context.

Consensus source: Fed dot plot and futures market

Key Drivers & Risks

  • Federal Reserve policy
  • Inflation expectations
  • Economic growth
  • Global yield differentials
  • Treasury supply

Historical Volatility

Moderate: typically 50-150bps annual range

Scenarios That Affect This Forecast

Frequently Asked Questions

What factors could push 7Y Treasury Yield higher?

The primary drivers that tend to lift 7Y Treasury Yield depend on the current macro regime. Interest rates set the price of money and ripple through every asset class. An inverted yield curve has preceded every U.S. recession since the 1960s, making this the single most-watched corner of fixed income. Monitoring rate differentials, real yields, and forward expectations helps traders anticipate risk-on or risk-off regime shifts. Convex tracks these drivers live across the Yield Curve & Rates category and flags when multiple forces align in the same direction. See the "Key Drivers & Risks" section on this page for the current list, and check the regime dashboard for how the macro backdrop is currently tilted.

What factors could push 7Y Treasury Yield lower?

The same transmission channels that drive 7Y Treasury Yield higher operate in reverse when conditions flip. The risk drivers listed above map directly to scenarios that, if triggered, would pull this metric in the opposite direction. Convex aggregates these into a scenario-weighted probability distribution rather than a point forecast, so the magnitude depends on which scenarios activate.

Where does consensus see 7Y Treasury Yield heading?

Rather than publish a point target that goes stale the day after release, Convex assembles consensus from the macro regime classification, active scenario probabilities, and historical base rates. Point forecasts from banks and strategists are worth reading for context, but they typically cluster around the consensus and miss the tail events that actually move markets. The scenario-weighted approach here captures that tail risk explicitly.

What is the historical range for 7Y Treasury Yield?

Historical ranges for 7Y Treasury Yield vary dramatically by regime. A level that is extreme in Goldilocks can be routine in Stagflation, and vice versa. The Historical Volatility section on this page describes the typical range and regime-specific behavior. For the full multi-decade history, visit the 7Y Treasury Yield chart page, which includes selectable time ranges up to five years and downloadable data.

How often is the 7Y Treasury Yield forecast updated?

This forecast page recalculates whenever the underlying data or regime classification changes, typically within hours of new data releases. The scenario probabilities refresh daily as the macro state is regenerated. Specific drivers listed on this page reflect the current state of the Convex regime engine, not static historical assumptions.

Is this forecast actionable for trading?

Convex forecasts are informational and educational. They describe probability distributions and regime-conditional paths rather than specific entry and exit levels. Traders and portfolio managers use them alongside other inputs including position sizing rules, risk management, and their own conviction calibration. They are not investment advice.

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Forecasts are model-based projections derived from current regime classification, scenario probabilities, and historical patterns. They are not investment advice. All investments involve risk.